I have applied a loan on 6th May protected in Himalaya Finanace, and i have paid Rs.protected/- for service charge as said Mr.Rahul (protected) and Rs.protected/-for GST and ECS charge as said from their Accounts Department (protected) on yesterday protectedth May,protected. But I didn't get any loan from their side, but they sent me an Approval Letter of Rs.1,protected,protected/- loan. Their Accounts Department told me the amount will be credited by yesterday evening but as of now no amount has been credited to my account. Today's morning I called up their Customer Care but didn't get proper reasons from them. Now the Customer Care Executive told me to cancel the Loan through a mail and they told me to refund my money what I have paid (Rs protected+Rs protected=Rsprotected) by protecteddays. And today morning they wanted from me another Rs protected/- for government tax. But I want to know why should I give Rs protected/- and why should I wait to get my money back if loan is not processing?