Sir, With due respect I beg to state that I am Ajam Mondal,residence at vill Bisweswarbati p.o & p.s Raina dist Burdwan W.B 713421. I was invested Rs. 36000/- with Maturity Amount of Rs. 48000/- Policy Number – 2479598, Folio Number – BDN/D-3603/35-71-00019682 which Starting Date – 21/12/2009 and Maturity Date – 21/06/2015 through Agent Mrs Shilpi Hazra Rank&Code No. RFO/1003-02-1207134.After my policy is matured I have submitted all the insurance claim paper at the pancard clubs office at Burdwan branch then I was received a cheque amount of Rs. 51929/- of dated 18/05/2016 from AC No. 33827934947 with cheque No. 531510 from Pancard Clubs Limited through SVP payment Account from SBI Dadar branch Mumbai-400014,IFC code of the bank is SBIN0004114.I have deposit this cheque in my A/C no 34350627687 at SBI Raina branch, IFC code SBIN0016378. which got bounce on 21-05-2016.I visited Burdwan office, they promise pay through NEFT on 14/06/2016 which was again not paid me. Even 2 years passed insurance amount not given to me and office was entirely closed when reached. Please take an action against pancard clubs limited fraud company. I have requested to suggest the next step to claim our amount.